Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
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Teen Checking
A smart start for growing independence.
Give your teen a checking account that builds confidence and healthy money habits, with tools that help you stay connected and informed along the way.
Send & receive money directly from your account
No Fees
Parental Oversight
No items found.
Teen Checking
Welcome your teen to the world of money management with an account that gives them confidence—and you peace of mind. Lend them the tools they need to build lifelong financial habits, while staying in the loop on their usage, transactions, and more!
Plus, earn cash back on qualifying purchases with Ca$hPerks!2
Features & Benefits
- Available for ages 13-17
- NO minimum balance
- NO monthly fees
- Send and receive money instantly with Zelle®1
- 24/7 access to Online & Mobile Banking
- Access to our range of eServices
- Parental oversight available
- Parent or guardian must be a joint account owner (the minor must have a valid state ID, student ID, or passport to open a joint checking account).
Earn cash back with Ca$hPerks Rewards – Absolutely Free!
Begin earning cash back, from a few cents to over $100, on select JHCU Visa Debit Card transactions. All you need is our Visa Debit Card and Online Banking to participate. To make things even better, you’re automatically enrolled – no action needed. 2
- When available, your personalized offers will appear in your Online Banking dashboard under Cashback Offers. New offers will be labeled “New” until you click to activate them.
- Make a qualifying purchase using your Visa Debit Card. Be sure to read the offer details!
- Watch your Earned Rewards grow and receive your Ca$hPerks rebate each following month.
Take advantage of as many offers as you’d like. And best of all, the system is secure and anonymous—your personal information is NEVER shared with the retailers, so you won’t be bombarded with any external solicitations.2
Our Rates
Account
Min. Balance
Dividend
APY*
Teen Checking
Min. Balance
$0
Dividend
0.05
%
APY*
0.05
%
“Such a humanizing experience. They recognize you as a person and not just a number on a spreadsheet. Best feeling ever!”
–Joanna J.
FAQs
Frequently Asked Questions
What if I no longer want to receive Ca$hPerks offers?
If you ever decide you no longer want to receive Ca$hPerks offers, you can opt out by selecting View All Offers, then Settings, and choosing Opt Out.
How does Ca$hPerks Rewards work?
Begin earning cash back, from a few cents to over $100, on select JHCU Visa Debit Card transactions. All you need is our Visa Debit Card and Online Banking to participate. To make things even better, you’re automatically enrolled – no action needed!
- When available, your personalized offers will appear in your Online Banking dashboard under Cashback Offers. New offers will be labeled “New” until you click to activate them.
- Make a qualifying purchase using your Visa Debit Card. Be sure to read the offer details!
- Watch your Earned Rewards grow and receive your Ca$hPerks rebate each following month.
Take advantage of as many offers as you’d like. And best of all, the system is secure and anonymous—your personal information is NEVER shared with the retailers, so you won’t be bombarded with any external solicitations.
How do I stop an automatic payment from being charged to my account?
The best way to stop the payment is to contact the vendor who is submitting the request. If they are unresponsive, you may request a one-time or permanent stop payment of ACH debits. You can use a one-time stop payment to stop a single payment for the requested date and amount. A permanent stop payment will cancel all future payments to that vendor.
To request a one-time or permanent stop payment for automated debits, you must complete the Stop Payment Form. Please contact us for assistance.
How can I transfer money with this account?
We offer free ACH Transfers and free incoming wire transfers with this account. If you’re looking to send money to someone else, we also offer Zelle®!
Contact Us
Ask about our
Teen Checking
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
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Disclosures
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
2Each offer comes with terms and limitations. Minimum purchase may be required; see offer for details. Some retailers limit the amount per offer, but there is no limit on the total amount you can earn from multiple offers. Cash back will be credited to your account the last day of the following month from which it was earned (e.g., cash back earned on purchases made in July will be credit the last business day in August). To opt out, simply click “Stop Receiving Offers.”
A share savings account with a minimum deposit of $1 is required for membership at Johns Hopkins Credit Union. The $1 is not a fee, it gives you a “share” of ownership in the credit union and will be returned to you if you ever decide to close your account. The $1 initial deposit will remain in your savings account unavailable for you to use. If you look at your statement, or in online or mobile banking, you will always see it reflected in your “account balance,” just not in your “available balance.”
