Online & Mobile Banking

Online & Mobile Banking

Tools that make money feel more manageable.

Whether you need to wire money or make deposits on the go, get the information you need to bank in a way that works for you.

FREE Educational Resources
FREE Educational Resources
Send & receive money directly from your account
Send & receive money directly from your account
Nationwide ATM Access
Nationwide ATM Access
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Online & Mobile Banking

Stay connected to your JHCU accounts wherever life takes you, with easy access anytime you’re online. 

Features & Benefits

Manage your accounts

  • View your balances
  • Review transaction history
  • Access 2 years of eStatements and tax forms

Control your money

  • Transfer funds between JHCU accounts
  • Send and receive money with Zelle®
  • Make mobile deposits
  • Pay bills with Bill Pay
  • Apply for loans1
  • Manage cards with Card Control

Tools & Support

  • Create a budget with MoneyMap
  • Monitor your credit with SavvyMoney2
  • Earn rewards with Ca$hPerks3
  • Find surcharge-free ATMs nationwide

Download the App:


Zelle®

Fast. Easy. Secure.

Send money to family, friends, and other people you trust directly from your account in minutes, all from the convenience of Online Banking or our mobile app.

Download the App:


Credit Score Monitoring

Access your credit score and more through SavvyMoney! Whether you’re new to credit and want to keep tabs on growing your score, or you’re preparing for life’s bigger moments, help your credit thrive with SavvyMoney’s FREE resources. 

Features & Benefits

  • FREE credit score and report checks
  • Comprehensive analysis to help you improve your credit
  • Fraud and ID theft alerts
  • Personalized offers on credit cards, loans, and more2

Mobile Deposits

Sign. Snap. Send! 

Say goodbye to depositing checks at the bank or giving up your free time to wait in line; now you can deposit checks 24/7, 365 days a year with DeposZip! Simply snap a picture of your check with your phone or upload it to your computer, and seamlessly transfer it into your account.

How to deposit checks:

  1. Endorse the back of your check properly.
  2. Snap a picture with DeposZip.
  3. Store your check(s) in a safe place for 14 days after receiving deposit confirmation.
  4. After 14 days, write “Void” on each check you deposit, then destroy or file it.
Note: Deposit limits are $7,500 per check, with a daily limit of $15,000. The cumulative dollar deposit limit per 30 days is $50,000.

Download the App:


Bill Pay

Manage your bills from the comfort of your home or on the go! Pay any U.S. company, organization, or person right from your mobile device or computer. Just log in to Online Banking to start your journey to financial peace of mind.

Features & Benefits

  • Manage Pending Payments: Check the status, edit, or delete pending payments
  • 24/7 Access: Pay your bills or set up recurring payments, anytime
  • Set Reminders: Never miss a payment with helpful reminders

Money Management

Take control of your finances with MoneyMap! Whether you’re trying to curb overspending or you just want to save more, MoneyMap offers a range of FREE money management resources right in Online Banking.

Features & Benefits

  • Interactive Budgeting: Budget in a meaningful way with budgets designed specifically for your finances.
  • Expense Tracking: Get powerful insights on where, when, and how you spend, in-depth spending analysis, and more.
  • Debt Management: Receive step-by-step instructions to help manage your debt, get out of debt, and stay out for good.
  • Net Worth: See your finances from a bird’s-eye view and quickly determine if you’re moving in the right direction—and to what degree. 

eStatements

Simplify your banking and reduce paper clutter with eStatements! Access your monthly statements via Online Banking in a few clicks and say goodbye to waiting for the post. 

Accessing Your eStatements

  • Log in to Online or Mobile Banking. 
  • Open the Menu.
  • Select Statements | Tax Forms.
Note: Your statements will be available in PDF format for easy viewing, downloading, or printing whenever you need them.

Accessing Your Tax Forms

After enrolling in eStatements, you may also receive other important documents, including tax forms and account notices, online. Depending on your account type, you may receive one or more of the following:

  • Form 1098 – Mortgage interest paid
  • Form 1099-INT – Interest earned
  • Form 1099-R – Retirement distributions
  • Form 1099-Q – Coverdell Education Savings
  • Form 5498 – IRA fair market value and contributions (available in May)
Note: If the total interest earned or mortgage interest paid during the year is less than $10, you will not be issued a tax form.

Mobile Wallet

Pay on the go with any of the following mobile wallets:

Features & Benefits

  • Apple Pay
  • Samsung Pay
  • Google Pay

Card Controls

Empower your financial journey with total card control at your fingertips! Instantly freeze a lost or stolen card, effortlessly set travel notifications, or unlock your rewards points—all within our mobile app!

Plus, view and redeem your uChoose rewards with only a few clicks.

Features & Benefits

Round-the-Clock Control

  • Turn your cards on/off
  • Enable fraud alerts
  • Restrict usage based on location, limit, and transaction type
  • Request a new card
  • And more!

Manage Your Accounts

  • Access payment information
  • Make transactions
  • Analyze account analytics
  • View card information

Download the App:

Wire Transfers

Instantly move funds anywhere in the world! Whether you’re sending money to family, paying urgent bills, or making business transactions, send money quickly and securely. 

Incoming Wires

Domestic

Please provide the following information to the financial institution initiating the domestic wire transfer:

  • Bank Name: Johns Hopkins Federal Credit Union
  • Bank ABA (aka routing and transit): ABA #: 252076235
  • Beneficiary Name and Address: Member’s name and address
  • Beneficiary Account number: Member’s 9-digit account number

International

Please provide the following information to the financial institution initiating the international wire transfer:

  • Beneficiary Bank SWIFT BIC (aka Credit Agent BIC): MANTUS33
  • Beneficiary Bank Name (aka Creditor Agent): Manufacturers & Traders Trust Company (M&T Bank)
  • Beneficiary Account (aka Creditor Agent Account): 9835193377
  • Beneficiary Name and Address (aka Creditor): Johns Hopkins Federal Credit Union
  • Details of Payment (aka Related Remittance Information):
    For Further Credit To <<Insert member’s name and account number>>

Outgoing Wires

You must sign a wire transfer authorization form before we can initiate an outgoing wire. You may be required to present photo ID for all wire transfer requests.

  • Online wire forms are available in Online Banking; you must send completed forms to JHCU for processing.
  • We provide wires in Euros, British Pounds, Canadian Dollars, Japanese Yen, and more. For a full list of currencies, please contact us. 
  • We will provide you with a conversion when you request the transfer.
  • Outgoing wire transfers are subject to a fee.
Important: All wire transfer requests are subject to callback verification. Address and telephone numbers are required and must match what is on file. If your address and/or contact information have changed within the last 30 days, we may not be able to complete your request.
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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
FAQs

Frequently Asked Questions

I am receiving an “Image Quality Error” when I upload a check image. What do I do?

Check images must meet specific quality standards to be accepted for processing. If you receive an “Image Quality Error”, click on “IQ Errors” to see the exact issue detected.

Common causes include:

  • The check image size is too large or too small.
  • The front and back images are not the same size.
  • The image is too light, too dark, or blurry.
  • The image contains excess background noise or shadows.

For the best results, we recommend depositing checks through the JHCU Mobile App rather than uploading images from a desktop scanner.

How do I get a copy of my deposit?

Log in to Online Banking on your computer, and navigate to the DeposZip menu.

  1. Click the "Start Check Deposit" button.  
  2. Select the folder icon in the upper-right corner of the screen
  3. Click on the PDF icon to the right of the deposit to view the deposit details, check images, and download.

Which account types can I scan deposits into?

Deposits can be scanned into Savings, Checking, and Money Market accounts.

Can any type of check be scanned for deposit?

No. The following checks cannot be scanned for deposits:

  • Savings Bonds
  • Foreign Checks
  • Checks marked with “non-negotiable”
  • Incomplete checks
  • Post-dated checks
  • Altered checks
  • Lottery or prize-winning checks
  • Previously deposited checks
View All FAQs
Disclosures

1Excluding first mortgages.

2Credit information provided by TransUnion. The credit score provided is intended to help you understand the factors that affect your credit score. It is not used for loan approval purposes, or for determining loan rates. Loan rates and approvals are based on information provided to JHCU when you apply for a loan. The credit score found in external credit reports may be different than in our credit score service feature.

3Each offer comes with its own specifics and limitations. Some retailers limit the amount per offer, but there is no limit on the total amount you can earn from multiple offers. Minimum purchase may be required, see offer for details. Cash back will be credited to your account the last day of the following month the cash back was earned. Some rebates may take longer to process.