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Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Put your home’s equity to work for you!
You built a steady foundation, now let it pave the way for what’s next! Explore solutions created to support your goals while protecting what matters most.
Tap into your home's equity without refinancing! A JHCU Home Equity Loan provides you with a lump sum of cash, featuring the peace of mind that comes with fixed rates and convenient fixed payments.
Borrow exactly what you need—no more, no less! Whether you’re covering unexpected costs or ready to make life upgrades, turn your home’s equity into the funds to get things done.
Email our award-winning mortgage department at mortgages@JHFCU.org or call at 800.543.2870, ext 505.
Home Equity Fixed
Jumbo Home Equity Fixed
*APR=Annual Percentage Rate. APR based on $200,000 loan amount. Calculate estimated payment.
**Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and term. Your actual rate may vary. Down payment may be required. Property and flood insurance may be required. Rates are subject to change.
HELOC 80% LTV**
HELOC 90% LTV**
Jumbo HELOC (Over $200K) Max 80% LTV**
*APR=Annual Percentage Rate. The initial rate for the Introductory Rate Home Equity Line of Credit is a fixed rate for 12 months and not based on the index and margin used for the subsequent rate adjustments. For new loans only.
**Rates are determined by an evaluation of the applicant’s credit and loan-to-value (LTV). Your actual rate may vary. Down payment may be required. Property and flood insurance may be required. Maximum rate is 18% APR. Rates can change monthly and are based on the Prime Rate as published in the Wall Street Journal on the 25th of the month.
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
*APR = Annual Percentage Rate.
1The closing costs will be added back to the loan payoff balance if the loan is paid in full within the first three years.
2Closing costs will be paid by JHFCU provided you take a minimum $10,000 draw at closing. Closing costs will be charged back to the loan if it is closed within a three-year period. The introductory rate is a fixed rate for 12 months and not based on the index and margin used for the subsequent rate adjustments. Following the introductory period, the APR may vary monthly, as published in the Wall Street Journal. For new loans only. Rates are determined by an evaluation of the applicant’s credit and loan-to-value. Down payment may be required. Property and flood insurance may be required. Maximum rate is 18% APR. Offer may be changed or withdrawn at any time.
JHFCU can finance your Home Equity Line or Loan in Maryland, Virginia, Washington, D.C., Delaware, and Pennsylvania. Additional conditions apply. Contact our Mortgage Department at mortgages@jhfcu.org for additional information.
