Earn $250 Cash Back When You Refinance Your Auto Loan1
Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates

Support for your financial wellness, whatever life throws your way.
We’ve got your back, no matter what life throws your way. Navigate the unexpected with our range of Hardship Assistance resources.
Have big ideas? Worried your dream adventures always take the backseat? Get the money you need to get things done with an Anything Loan!
We understand that life can bring unexpected challenges. To support your financial wellness during difficult times, our hardship assistance offers temporary relief with your loan payments.
This program does not include First Mortgages, Credit Cards, Home Equity Line of Credit, Loanmaker Personal Line of Credit, or Winter Wonder Line of Credit.
To request a deferral, please provide a notice of your layoff or furlough to our Debt Management Team at debtmanagement@JHFCU.org.
We know debt can be overwhelming, and not everyone can spare money to make payments every month. That’s why we’re here to help you simplify your finances, lower your interest rates, and improve your overall financial well-being with our debt consolidation solutions.
Contact our Lending Department at ld@JHFCU.org or call 410-534-4500 to see how we can help!
Anything Loan
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
*APR = Annual Percentage Rate. Rates are subject to change.
1Estimated monthly payment example: A $1500 emergency hardship loan at a fixed rate of 3.99% APR for 24 months would require 24 monthly payments of $65.13.
2By skipping your first payments up to 120 days, you extend your maturity date approximately up to four months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase. The option to skip a payment is subject to change or may be discontinued.
3By deferring your payments, up to 90 days, you extend your maturity date approximately up to three months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase.