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Rates as of current date. Rates subject to change at any time. Contact Us to verify current rates.

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Auto Loans

Loan Type
Term
APR* as low as

New Auto

Term
72 months or less**
APR* as low as
4.99
%
Term
84 months†**
APR* as low as
5.49
%

Used Auto

Term
72 months or less**
APR* as low as
4.99
%
Term
84 months†**
APR* as low as
5.49
%

*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance is $30K

Recreational Vehicles

Loan Type
Term
APR* as low as

New Recreational

Term
60 months or less**
APR* as low as
5.99
%
Term
72 months**
APR* as low as
6.24
%
Term
84 months†**
APR* as low as
6.99
%

Used Recreational

Term
60 months or less**
APR* as low as
5.99
%
Term
72 months**
APR* as low as
6.24
%
Term
84 months†**
APR* as low as
6.99
%

Used Auto (8-10 Yr Old Vehicle)

Term
72 months or less; max 125K miles†**
APR* as low as
6.99
%
Term
84 months; max 125K miles†**
APR* as low as
7.49
%

*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance is $30K

Visa Credit Cards

Loan Type
Intro APR*
APR* as low as

Rewards Credit Card**

Term
1.99
%
APR* as low as
Prime +10.5
%

Visa Platinum Credit Card

Term
--
APR* as low as
7.90
%

Secured Visa Credit Card

Term
--
APR* as low as
11.90
%

Starter Visa Credit Card

Term
--
APR* as low as
18.00
%

*APR=Annual Percentage Rate
**1.99% is the introductory rate for the first 12 months of account opening. Upon 12 months APR converts to Prime + 10.5% interest rate with a cap of 18%.

Personal Loans

Loan Type
Term
APR* as low as

Anything Loan

Term
36 months or less
APR* as low as
9.59
%
Term
37 - 60 months
APR* as low as
10.59
%
Term
61 - 72 months
APR* as low as
11.59
%

Share Secured Loan

Term
--
APR* as low as
3.10
%

Loanmaker Line of Credit

Term
--
APR* as low as
11.25
%

*APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change.
**Maximum rate is 18% APR.

Holiday Loans

Loan Type
Term
APR* as low as

Winter Wonder Line of Credit

Term
Available Oct thru Dec
APR* as low as
%

Holiday Loan

Term
Available Oct thru Dec
APR* as low as
%

*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change.

Your trusted partner in mind, money, and wellness.

Open an Account
Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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