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Auto Loans

Move forward with financing that fits your budget.

Ready to buy a new set of wheels, refinance your current ride, or find something that can traverse the open road? Get a vehicle loan that moves you forward without breaking the bank.

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Competitive Rates
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Flexible Terms
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Easy Auto-Payments

Discover auto loan options

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New & Used Auto Loans

From daily commutes to road trips, get financing that supports every mile.

  • No payments for 90 days1
  • Protective coverage available
  • Personalized service from start to finish
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Blank Check Loan

Eliminate the guesswork and browse unburdened with fast pre-approval!

  • No payments for 90 days1
  • Shop for 60 days without interest
  • Personalized service from start to finish
Learn More
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Auto Refinance

Love your ride but not your rate? Shift into savings without ditching your wheels.

  • No payments for 90 days1
  • No prepayment penalty
  • Personalized service from start to finish
Learn More

Our Rates

Auto Loans

Loan Type
Term
APR* as low as

New Auto

Term
72 months or less**
APR* as low as
4.99
%
Term
84 months†**
APR* as low as
5.49
%

Used Auto

Term
72 months or less**
APR* as low as
4.99
%
Term
84 months†**
APR* as low as
5.49
%

*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary.
Calculate your estimated payment.
Minimum amount to finance is $30K

Steps to Apply

Applying is fast and easy.

1
Apply Online
Fill out our quick and easy online application.
2
Sign Documents
Agree to the loan amount, rates, and terms.
3
Receive Your Check
Use your check to buy your new vehicle.
Get Started
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Everyone I have ever spoken to in my years with JHCU has been very professional, caring and knowledgeable.

I have never been left hanging or felt like a number.

Dewayne D

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Contact Us

Ask about our

auto loans

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
Disclosures

1Skipping your first payments up to 90 days extends your maturity date for approximately up to three months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase. The option to skip a payment is subject to change or may be discontinued.

Must be pre-approved

APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Down payment may be required.  Property and flood insurance may be required, therefore the actual payment obligationwould be greater. Rates are subject to change. Calculate estimated payment.

Only valid on New and Used cars purchased within your state of residence. Check will be valued up to the pre-approval amount and other restrictions apply.Vehicle must be no more than 10 years old, and all must have under 125,000miles.

For vehicles 8-10 years old and all recreational vehicles you can only finance100% of the value reported by JD Power at the time of the loan request.