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Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Financing that puts you in the driver’s seat.
Take the guesswork out of car-buying with financing arranged ahead of time! Focus on finding the right vehicle, knowing your budget and rate are already in place.
Skip the hassle at the dealership and secure a pre-approved rate you can trust with our Blank Check Auto Loan! Lock in the maximum loan amount at the best rate, and cruise through your car-buying experience.
Plus, earn 1% Cash Back on a new vehicle!1
New Auto
Used Auto
Used Auto (8-10 Yr Old Vehicle)
Everyone was friendly and welcoming at the Homewood office. But more importantly, the 'blank check' car loan is SO easy and the rates are great.
I did this loan on 11/19 and encouraged my son to join JHCU so he could do the same thing when he bought his first car."
–M. H.
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
1Blank Check Auto Loan is valid on New and Used cars purchased within your state of residence only. Check valued up to the pre-approval amount. Other restrictions apply. Rebate valid on New cars only and will be credited to savings account within 30 days of loan disbursal. Rebate excludes GAP and/or warranty amounts financed.
Vehicle must be no more than 10 years old, and all must have under 125,000 miles.
For vehicles 8-10 years old and all recreational vehicles you can only finance 100% of the value. The value is reported by JD Power at the time of the loan request.
APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Down payment may be required. Property and flood insurance may be required, therefore the actual payment obligation would be greater. Rates are subject to change. Calculate estimated payment. Must be pre-approved.
2Skipping your first payments up to 90 days extends your maturity date for approximately up to three months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase. The option to skip a payment is subject to change or may be discontinued.
