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Youth Accounts

Helping your money—and confidence—grow.

A smart first step toward financial confidence, with tools that empower them—and give you peace of mind.

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No Account Fees
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Earn dividends on your deposits
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Send & receive money directly from your account

Youth accounts that grow with you

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Teen Checking

Give your teen a smart start to life-long financial habits.

  • NO account fees or minimums
  • Parental oversight available
  • 24/7 access to Online & Mobile Banking
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Young Adult Checking

Choose an account that grows with you and helps build a healthier financial future.

  • NO account fees or minimums
  • Overdraft options available1
  • 24/7 access to Online & Mobile Banking
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Father and son sitting at a wooden table smiling and counting coins to put in a piggy bank.

Custodial Savings

Help your child set long-term and short-term savings goals, build healthy habits with FREE educational resources, and so much more.

  • NO monthly fees
  • Earn competitive dividends
  • Enjoy FREE educational resources
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Our Rates

Youth Accounts

Account
Min. Balance
Dividend
APY*

Young Adult Checking

Min. Balance
$0
Dividend
0.05
%
APY*
0.05
%

Teen Checking

Min. Balance
$0
Dividend
0.05
%
APY*
0.05
%

Custodial Savings

Min. Balance
$0
Dividend
0.05
%
APY*
0.05
%
Contact Us

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youth accounts

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Disclosures

*APR=Annual PercentageRate.

1AOur courtesy Payment overdraft option is the standard protection available to all account holders. We also offer courtesy transfers from a Share Savings Account, a Loanmaker Line of Credit, or a Home Equity Line of Credit. Loans are subject to credit approval.

A share savings account with a minimum deposit of $1 is required for membership at Johns Hopkins Credit Union. The $1 is not a fee, it gives you a “share” of ownership in the credit union and will be returned to you if you ever decide to close your account. The $1 initial deposit will remain in your savings account unavailable for you to use. If you look at your statement, or in online or mobile banking, you will always see it reflected in your “account balance,” just not in your “available balance.”