Exclusive Offer
Hit the road this summer with rates as low as 4.49% APR!2
Whether you’re replacing an aging car, making room for your growing family, or finally driving something you love, we’re here to help make it happen.
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Holiday Loans
Deck the halls without draining your budget!
Spread cheer with financing for the season! Whether you’re hosting, traveling, or love to leave no doorway undecorated, do it with a Holiday Loan.
Competitive, Low Rates
Fixed Rates
Quick Access to Funds
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Holiday Loan
From hosting holiday parties to prepping the perfect holiday meal, fund your festive plans without adding extra strain on your pocket!
Online applications open October 24th, or stop by your local Johns Hopkins branch starting November 20th. Applications close December 30th.
Features & Benefits
- Competitive low rates
- Borrow up to $1,200
- Terms up to 12 months1
Check back October through December when these accounts are available.
Winter Wonder Line of Credit
Keep your finances feeling holly and jolly with our Winter Wonder Line of Credit! Whether you're tackling holiday shopping or planning to travel, spread cheer no matter your budget.
First time opening a Winter Wonder Line of Credit?
Online applications open October 24th, or stop by your local Johns Hopkins branch starting November 20th. Applications close December 11th.
Access your funds through Online and Mobile Banking or in person at your local JHCU branch.
Returning Winder Wonder Line of Credit holder?
Access your funds from October 15th to December 15th through Online and Mobile Banking, or in person at your local JHCU branch.
To be eligible:
- You must be a full-time employee (32+ hours/week) of Johns Hopkins University or a Johns Hopkins affiliate and provide two recent pay stubs.
- You must be able to provide a valid government-issued ID—Driver's License, State-Issued ID, and/or Passport.
- You must authorize JHCU to obtain a current credit report.
- Your JHCU account must be in good standing (no past-due loans, no negative share account balances, and no previous charged-off loans or shares).
- Your JHCU account must not be subject to any court-ordered garnishments or wage attachments.
- If you have a JHCU share draft checking account, you may not have more than nine (9) non-sufficient fund (NSF) items allowed per calendar year.
Note: Representatives can’t authorize Winter Wonder Line of Credit transfers over the phone.
Features & Benefits
- Competitive low rates
- Borrow up to $1,750
Check back November through December when these accounts are available.
Our Rates
Loan Type
Term
APR* as low as
Winter Wonder Line of Credit
Term
Available Oct thru Dec
APR* as low as
%
Holiday Loan
Term
Available Oct thru Dec
APR* as low as
%
FAQs
Frequently Asked Questions
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Contact Us
Ask about our
Holiday Loans
Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.
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Disclosures
1APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Requires a credit pull. Rates are subject to change. Calculate estimated payment.
