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Personal Loans

Loans designed with care and flexibility.

From everyday needs to unexpected challenges and seasonal expenses, our personal loan options are designed to help you move forward with support and stability.

Explore Personal Loans for Everyday Life

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Hardship Assistance

Navigate the unexpected with our range of hardship assistance programs.

  • Loans designed to help during times of need
  • 90-Day Loan Deferral Program3
  • Debt Consolidation Options
Learn More
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Personal Loans

Plan for your next steps with confidence—and JHCU behind you.

  • Competitive, low rates
  • Installment and Line of Credit Options
  • Quick access to funds
Learn More
Man playing guitar while sitting next to smiling girl in a living room decorated with a Christmas tree and lights.

Holiday Loans

Celebrate the holidays your way without any financial Scrooges.

  • Traditional and Line of Credit Options
  • Competitive low rates
  • Borrow up to $1,750
Learn More

Our Rates

Personal Loans

Loan Type
Term
APR* as low as

Anything Loan

Term
36 months or less
APR* as low as
9.59
%
Term
37 - 60 months
APR* as low as
10.59
%
Term
61 - 72 months
APR* as low as
11.59
%

Share Secured Loan

Term
--
APR* as low as
3.10
%

Loanmaker Line of Credit

Term
--
APR* as low as
11.25
%

*APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change.
**Maximum rate is 18% APR.

Holiday Loans

Loan Type
Term
APR* as low as

Winter Wonder Line of Credit

Term
Available Oct thru Dec
APR* as low as
%

Holiday Loan

Term
Available Oct thru Dec
APR* as low as
%

*APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change.

Steps to Apply

Applying is fast and easy.

1
Apply Online
Fill out our fast & easy online application.
2
Sign Docuents
Agree to the loan amount, rates, and terms.
3
Receive Funds
We'll deposit the funds directly into your JHCU account!
Get Started
Contact Us

Ask about our

personal loans

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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