Personal Loans

Personal Loans

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Borrowing built around your well-being.

Support your next steps with care-driven loans designed for all of life’s moments.

Competitive, Low Rates
Competitive, Low Rates
Flexible Terms
Flexible Terms
Quick Access to Funds
Quick Access to Funds
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Anything Loan

Have big ideas? Worried your dream adventures always take the backseat? Get the money you need to get things done with an Anything Loan!

Features & Benefits

  • Competitive, low rates
  • Borrow up to $50,000
  • No payments for 90 days1
  • Quick access to funds
Apply Now

‍

Personal Line of Credit

Whatever’s on your plate, we’ve got your back! Use our Personal Line of Credit for unexpected expenses or as overdraft protection. The best part? Your line of credit replenishes as you pay it back!

Features & Benefits

  • Competitive, low rates
  • Lines available up to $25,000
  • Quick access to funds
Apply for a Loan

‍

Share Secured Loan

A thoughtful way to borrow, backed by your own savings! Use your Share Savings as collateral for a low-rate loan, with your funds becoming available again as you pay down your balance.
‍

Features & Benefits

  • Competitive, low rates
  • Flexible terms
  • Borrow up to $10,000
  • Quick access to your money
Apply for a Loan
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Our Rates

Loan Type
Term
APR* as low as

Winter Wonder Line of Credit

Term
Available Oct thru Dec
APR* as low as
%

Anything Loan

Term
36 months or less
APR* as low as
9.59
%

Holiday Loan

Term
Available Oct thru Dec
APR* as low as
%
Term
37 - 60 months
APR* as low as
10.59
%
Term
61 - 72 months
APR* as low as
11.59
%

Share Secured Loan

Term
--
APR* as low as
3.10
%

Loanmaker Line of Credit

Term
--
APR* as low as
11.25
%
Steps to Apply

Applying is fast and easy.

1
Apply Online
Fill out our fast & easy online application.
2
Sign Documents
Agree to the loan amount, rates, and terms & sign electronically.
3
Receive Funds
We'll deposit the funds directly into your JHCU account!
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Personalize your financial roadmap with JHCU

Create a plan tailored to your goals, income, and life stage. Start building a clearer path toward financial confidence today.

Get Your Roadmap
FAQs

Frequently Asked Questions

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Ask about our

Personal Loans

Getting in touch with us is easy. Just fill out our short contact form and a representative will contact you as soon as possible.

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Email Us
ld@jhfcu.org
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Disclosures

*APR = Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHCU loan. Your actual rate may vary. Rates are subject to change.

‍1By skipping your first payments, up to 90 days, you extend your maturity date approximately up to three months. Credit insurance coverage you have on this loan does not cover any deferred payment. Since loan interest still continues to accumulate, your final payment on this loan may increase. This option is subject to change or may be discontinued at any time.

Your trusted partner in mind, money, and wellness.

Open an Account
Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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