Skip-a-Pay

Skip-a-Pay

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Skip your payment on one or all of your eligible loans!*

Our Skip‑a‑Pay program gives members the flexibility to skip eligible loan payment(s) without penalty.*

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Skip‑a‑Pay Update

‍As part of our recent system upgrade, our June Skip‑a‑Pay offer will be available later this summer. We appreciate your understanding and will update this page and notify members by email once it’s available.

Please check back here for updates.

‍

About Skip‑a‑Pay

‍Our Skip‑a‑Pay program is offered twice a year—typically in June and December—giving members the flexibility to skip eligible loan payment(s) without penalty.*

A $35 fee applies per skipped loan.*

Eligible Loans:

  • Auto Loan
  • Anything Loan

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Disclosures

*Your first loan payment is not eligible for a Skip-A-Payment. This offer is available only for loans with an established payment history. By skipping your payment, you extend your maturity date approximately one month. Debt protection and/or GAP purchased to cover your JHCU loan(s) excludes deferred payments therefore, in the event of a claim, you may have a residual balance as a result of Skip-A-Payment authorization. Interest will continue to accrue on any unpaid principal balance(s) and may impact your final payment amount. Your scheduled monthly payment amount will not change, however the amounts applied to principal and interest may vary as a result of Skip-A-Payment authorizations.

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Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

If you are using a screen reader for the visually impaired and are having problems using any part of this website or any of JHCU's websites, please call 800-543-2870 during normal business hours for assistance. For more information please see our website accessibility statement.

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