Debt Protection

Debt Protection

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When life takes an unexpected turn, JHCU has your back.

Don’t wait for your dashboard to tell you it’s time to start thinking about repairs—keep your wallet prepared with Major Mechanical Protection (MMP).

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Minimize the Impact of the Unexpected

Even the most responsible person can be hit with bills they can’t pay, damage to their credit score, and even repossessions when unexpected illness, injury, or death eliminates their ability to earn a paycheck. That’s why we offer our members Debt Protection.

Adding Debt Protection to your loan1 or other obligations can help you minimize the impact of the unexpected.

  • Eliminate all or part of your remaining loan balance, or pay a portion of the payment
  • Protect your credit rating as loan payment obligations are made on your behalf
  • Prevent late fees
  • Protect your family and your possessions
  • Free up extra cash when it’s needed most
  • Pay benefits in addition to any other protection you may have

Give yourself—and your co-borrower—one less thing to worry about. Contact your loan officer or service representative to learn more.

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Disclosures

1Debt Protection may be available for personal credit cards, auto loans, personal consumer loans, and home equity loans.

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Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

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