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Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Lower your monthly costs and get rewarded—that’s a win all around! Enjoy NO payments for up to 90 days!1 Choose from loan terms ranging from 36 to 84 months with competitive low rates
Refinance your auto loan with confidence and explore options designed to support your budget, reduce stress, and help you move forward with clarity.
We’re here to help you find an auto loan that works better for you. Refinance with JHCU for lower rates, flexible terms, and potential savings—designed to support your financial well-being every mile of the way.
1. Credit and collateral subject to approval. Existing JHFCU loans are not eligible for this offer. Auto refinance loan must be at least $10,000 to be eligible for the $250, which will be credited to the primary applicant’s savings account within 30 days of the loan origination date. Offer ends on May 31, 2026. Recipient is solely responsible for any personal tax liability arising out of this incentive. Skipping your first payments up to 90 days extends your maturity date for approximately up to three months. If you have credit insurance coverage on this loan, it does not cover any deferred payments. Note that loan interest will still accumulate, so your final payment on this loan may increase. The option to skip a payment is subject to change or may be discontinued. Vehicle must be no more than 10 years old, and all must have under 125,000 miles.
Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
Blank Check Auto Loan is valid on New and Used cars purchased within your state of residence only. Check valued up to the pre-approval amount. Other restrictions apply. Rebate valid on New cars only and will be credited to savings account within 30 days of loan disbursal. Rebate excludes GAP and/or warranty amounts financed.
Vehicle must be no more than 10 years old, and all must have under 125,000 miles.
For vehicles 8-10 years old and all recreational vehicles you can only finance 100% of the value. The value is reported by JD Power at the time of the loan request.
APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Down payment may be required. Property and flood insurance may be required, therefore the actual payment obligation would be greater. Rates are subject to change. Calculate estimated payment. https://johns-hopkins-cu.webflow.io/calculators/auto-loan-calculator
Must be pre-approved.
