Member Story

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Member Story

Mathew & Phyllis

At JHCU, we empower our members to pursue their biggest ambitions and help them every step of the way. For members Mathew and Phyllis, their dream of owning a new home recently became a reality after a persistent two-and-a-half-year search with JHCU by their side.

Mathew and Phyllis started the homebuying process when interest rates were increasing and the landscape of the real estate market was changing. The couple looked at over 100 houses and put in over 20 sales contracts throughout the course of their pursuit of homeownership. With patience, determination, and the support of the JHCU team, Mathew and Phyllis were able to turn their dreams into reality when they purchased their new home!

Read more inspiring member stories

Carlos

Home Loan, Auto Refi, Financial Coaching
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Small steps, life-changing progress

We recently had the opportunity to work with our member Carlos and his spouse as they took important steps toward homeownership. With guidance from our mortgage team, we created a personalized plan to strengthen their financial profile, which led to a vehicle refinance and over $200 in monthly savings.Carlos’ story highlights how JHCU’s programs and community partnerships create real, life-changing outcomes. Through personalized support, financial education, and accessible services, our team is committed to empowering our community, helping members build financial confidence, move toward financial wellness, and take meaningful steps to accomplish their dreams

Scott

100% Mortgage
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Opening doors without a down payment

We love seeing our members achieve their goals and providing them with the resources to do so! Our member Scott recently became a homeowner with the help of JHCU’s 100% Mortgage Loan.For many, the concern of saving enough for a down payment is a major hurdle during the homebuying process. When Scott read about our 100% Mortgage Loan and the no down payment requirement in our quarterly newsletter, he knew this was the product he needed to take the leap into homeownership.

Testimonials

What our members are saying...

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StarStarStarStarStar

Needed a small loan for an older vehicle. The representative explained that the car I was considering was too old to qualify for an auto loan but they could do a signature loan. They explained the difference, got my information, and within a few minutes I had a decision. They were extremely helpful and efficient on the phone. In less than an hour I had the necessary funds in my hands. It was even very close to closing time (on a Friday mind you!) and they offered to assist if the branch was closed. What great service! These things can be stressful and complicated... I felt none of that. Thank you for your kind assistance. Absolutely will consider JHFCU for any additional needs.

Laurie M.
StarStarStarStarStar

It was so easy! Everything happened via email, and the loan was approved and handled within a very short amount of time.

Maryann W.
StarStarStarStarStar

There are a lot of great perks, incentives, and advantages associated with JHFCU.

Dewayne D.

Your trusted partner in mind, money, and wellness.

Open an Account
Routing Number:
252076235
NMLS#:
509565
Local Phone:
410.534.4500
Toll-Free Phone:
800.543.2870

Johns Hopkins Credit Union (JHCU) is a federally chartered credit union completely independent from Johns Hopkins University, Johns Hopkins Health Systems, and any of the Johns Hopkins schools, hospitals, or programs. JHCU holds a license to use the “Johns Hopkins” registered mark. JHCU serves the employees, students, retirees and Alumni Association members of the Johns Hopkins University, employees and retirees of the Johns Hopkins Health System and its hospitals, and employees and retirees of other select entities. JHCU is wholly owned by its members. Neither Johns Hopkins University nor Johns Hopkins Health Systems select, endorse, or are responsible for the goods and services offered by JHCU.

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