Banking by and for the Hopkins Community
Savings • Free Checking • Loans
For over 50 years, JHFCU has put our members and their financial objectives first, providing exclusive benefits and competitive, high-quality services suited to each member's unique financial journey. Our goal is not only to provide a seamless banking experience for our members, but also to foster, empower, and support the community in which we reside.
Are you ready to unlock your financial potential? Choose one of the accounts below to get started today!
Share Savings Membership Account and Optional CheckingThe basic membership account for most adult individuals, this Savings account earns dividends. Once established you can add a Checking, Money Market, Holiday Club or other accounts to meet your money management needs.
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Share Savings & Checking for International Members (or anyone without a Social Security #)This non-dividend Savings account can be opened by individuals who haven't yet acquired a US Social Security Number. Pair it with a non-dividend Checking account.
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Teen AccountDesigned to introduce teens ages 13 to 17 to financial independence and smart money management.
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Young Adult AccountStart your banking journey off right with a checking account designed for anyone aged 18 to 24.
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Youth/Custodial Savings AccountTake the first step in helping your child build a financial safety net for their future.
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Helpful Information
Who Can Join
JHFCU membership is open to employees, students, alumni and retirees (and their families) of most Johns Hopkins institutions and other affiliated groups; Check our full list of membership eligibility if you have any questions.
What to Have Ready
The initial application process is quick but you'll be asked a series of questions to help us verify your identity and eligibility. You will also be required to upload documentation, so you will need to have these documents close by.
Need a Loan?
You can request your loan as part of your membership application...we'll process both!
★★★★★
"I have been a member for over 25 years and that is a great track record by anyone's standards. Keep up the good work!"
– Deborah W., Baltimore, MD