var entry0 = new Entry(); entry0.setValues("Rates are effective September 1, 2010*."); addObject(entry0); var entry1 = new Entry(); entry1.setValues("Share Rates*"); entry1.setValues("Share Type" , "Minimum Balance to Obtain APY**" , "APY**" , "Dividend Rate"); entry1.setValues("Share Savings" , "$25.00 - $4,999.99" , "0.20%" , "0.20%"); entry1.setValues("Share Savings" , "$5,000 - $9,999.99" , "0.25%" , "0.25%"); entry1.setValues("Share Savings" , "$10,000 - $24,999.99" , "0.30%" , "0.30%"); entry1.setValues("Share Savings" , "$25,000 or more" , "0.35%" , "0.35%"); entry1.setValues("Custom Share Savings" , "up to $4,999.99" , "0.20%" , "0.20%"); entry1.setValues("Custom Share Savings" , "$5,000 - $9,999.99" , "Same as Share Savings" , "Same as Share Savings"); entry1.setValues("Custom Share Savings" , "$10,000 - $24,999.99" , "Same as Share Savings" , "Same as Share Savings"); entry1.setValues("Custom Share Savings" , "$25,000 or more" , "Same as Share Savings" , "Same as Share Savings"); entry1.setValues("Share Draft Checking" , "$0.00" , "0.15%" , "0.15%"); entry1.setValues("Holiday Club***" , "$0.00" , "Same as Share Savings" , "Same as Share Savings"); entry1.setValues("Money Market †" , "$10,000 - $24,999.99" , "0.65%" , "0.65%"); entry1.setValues("Money Market" , "$25,000 - $99,999.99" , "0.75%" , "0.75%"); entry1.setValues("Money Market" , "$100,000 or more" , "1.05%" , "1.04%"); entry1.setValues("Money Market" , "$500,000 or more" , "1.25%" , "1.24%"); entry1.setValues("Prime Money Market****" , "$7,500" , "1.00%" , "1.00%"); entry1.setValues("Education Sav. - 3 yr.***" , "$100" , "0.35%" , "0.35%"); entry1.setValues("Education Sav. - 5 yr.***" , "$100" , "0.65%" , "0.65%"); entry1.setValues("*Rates are subject to change. **Annual Percentage Yield"); addObject(entry1); var entry2 = new Entry(); entry2.setValues("Share Certificate Rates*"); entry2.setValues("Share Type" , "Minimum Balance to Obtain APY**" , "APY**" , "Dividend Rate"); entry2.setValues("SC: 182 - 364 Days" , "$500" , "
0.90%
" , "
0.90%
"); entry2.setValues("SC: 12 - 23 Months" , "$500" , "
1.00%
" , "
1.00%
"); entry2.setValues("SC: 24 - 35 Months" , "$500" , "
1.20%
" , "
1.19%
"); entry2.setValues("SC: 36 - 59 Months" , "$500" , "
1.40%
" , "
1.39%
"); entry2.setValues("SC: 60 Months" , "$500" , "
2.25%
" , "
2.23%
"); addObject(entry2); var entry3 = new Entry(); entry3.setValues("Jumbo Certificate Rates*"); entry3.setValues("Share Type" , "Minimum Balance to Obtain APY**" , "APY**" , "Dividend Rate"); entry3.setValues("SC: 182 - 364 Days" , "$50,000" , "
1.00%
" , "
1.00%
"); entry3.setValues("SC: 12 - 35 Months" , "$50,000" , "
1.10%
" , "
1.10%
"); entry3.setValues("SC: 36 - 60 Months" , "$50,000" , "
1.50%
" , "
1.49%
"); addObject(entry3); var entry4 = new Entry(); entry4.setValues("IRA Rates*"); entry4.setValues("Share Type" , "Minimum Balance to Obtain APY**" , "APY**" , "Dividend Rate"); entry4.setValues("IRA: Open Share Savings" , "$500" , "
0.65%
" , "
0.65%
"); entry4.setValues("IRA: Open Share Savings" , "$25,000" , "
0.75%
" , "
0.75%
"); entry4.setValues("IRA: Open Share Savings" , "$100,000" , "
1.05%
" , "
1.04%
"); entry4.setValues("IRA: 12 Months" , "$500" , "
1.00%
" , "
1.00%
"); entry4.setValues("IRA: 24 Months" , "$500" , "
1.20%
" , "
1.19%
"); entry4.setValues("IRA: 48 Months" , "$500" , "
2.25%
" , "
2.23%
"); entry4.setValues("IRA: Rollover Certificate - 18 Months***" , "$5000" , "
1.50%
" , "
1.49%
"); addObject(entry4); var entry5 = new Entry(); entry5.setValues("Rates are effective September 1, 2010*."); addObject(entry5); var entry6 = new Entry(); entry6.setValues("Share Savings, Share Draft Checking, Money Market, and Related Accounts"); entry6.setValues("Service" , "Fee" , "Additional Notes"); entry6.setValues("Per Check Charge" , "None" , " "); entry6.setValues("Internet Branch Inquiries and Transfers" , "Unlimited**" , " "); entry6.setValues("TeleBranch 24 Inquiries and Transfers" , "Unlimited**" , " "); entry6.setValues("Check Withdrawals From Internet Branch" , "Unlimited**" , " "); entry6.setValues("Check Withdrawals From Telebranch24" , "Unlimited**" , " "); entry6.setValues("Checking Minimum Balance to avoid Fee" , "None" , " "); entry6.setValues("Visa Check card Visa transactions" , "Free" , " "); entry6.setValues("Visa/ATM Point of Sale (using PIN at Merchant)" , "Free" , " "); entry6.setValues("ATM Cash Limit Increase (per day, subject to approval)" , "$10 per request" , " "); entry6.setValues("Online Bill Payment" , "Free" , "with Direct Deposit (DD) and one bill paid per month. Otherwise $4.95 per month."); entry6.setValues("Expedited Bill Payment (via check)" , "$25 each" , "for overnight mail check payment"); entry6.setValues("Expedited Bill Payment (electronic)" , "$5 each" , "for expedited e-payment (if available for payee)"); entry6.setValues("Surcharge at M&T or CO-OP ATMs" , "None" , " "); entry6.setValues("ATM Deposits" , "Free" , " "); entry6.setValues("Stop Payment Fee (Official Check, Bill Pay, uncleared Share Draft)" , "$29.00" , "per check or per series"); entry6.setValues("Statement Copy Fee" , "$5.00" , " "); entry6.setValues("Returned Deposit Fee (Check or ACH Credit)" , "$29.00" , " "); entry6.setValues("Insufficient Funds Withdrawal Request (by Check, ATM, POS, Visa, or Bill Pay)" , "$29.00" , " "); entry6.setValues("Courtesy Overdraft Fee" , "$29.00" , " "); entry6.setValues("Wire Transfer (Incoming)" , "No Charge" , " "); entry6.setValues("Wire Transfer (Outgoing)" , "$25.00 each Domestic" , "$45.00 each International"); entry6.setValues("Foreign Deposit" , "varies" , "See representative for details."); entry6.setValues("Statement Photocopy Fee" , "$5.00" , "per draft"); entry6.setValues("Check Photocopy Fee" , "1 free per year" , "$3.00 after one free per year"); entry6.setValues("Reconciliation Fee" , "$10.00" , "per hour"); entry6.setValues("Certified Check Fee" , "$5.00" , " "); entry6.setValues("Official Check Fee" , "Free" , "1 free per day, additional checks $2.50 each"); entry6.setValues("Visa Gift Card" , "$4.95" , "per card"); entry6.setValues("Travelers Cheques" , "2%" , "of the total purchase amount"); entry6.setValues("Bad Address Processing Fee" , "$5.00" , " "); entry6.setValues("Fee to Process Garnished Account" , "$75.00" , "Each"); entry6.setValues("Fee to Research Branch Share Withdrawal" , "$10.00" , "Each"); entry6.setValues("Special Bill Request" , "$10.00" , "Per Withdrawal"); entry6.setValues("Returned Foreign Check Items" , "Varies" , "See a representative for details"); entry6.setValues("Overnight mailing of Document" , "Varies" , "Via UPS or FedEx. See representative for details"); entry6.setValues("Dormant Account Fee (Balance $50.00 or less)" , "$5.00 per year" , "Inactive for 3 years"); entry6.setValues("Dormant Account Fee (Balance greater than $50.00)" , "$10.00" , "Per Year. Inactive for 3 years"); addObject(entry6); var entry7 = new Entry(); entry7.setValues("Share Accounts (Savings)"); entry7.setValues("Service" , "Fee" , "Additional Notes"); entry7.setValues("Savings Minimum Balance Fee (Balance below $25.00)" , "$3.00" , "per month"); entry7.setValues("Excess Branch Withdrawal Fee" , "$3.00" , "For each non-ATM withdrawal over 3 per month"); entry7.setValues("Custom Savings Excess Branch Withdrawal Fee" , "$3.00" , "For each non-ATM withdrawal over 3 per month"); entry7.setValues("Account Reopening Fee (Within 6 months of Closing)" , "$30.00" , " "); addObject(entry7); var entry8 = new Entry(); entry8.setValues("Share Draft Checking Account"); entry8.setValues("Service" , "Fee" , "Additional Notes"); entry8.setValues("Checking Minimum Balance" , "None" , " "); entry8.setValues("Overdraft Transfer from Savings" , "$3.00" , "per draft or Visa debit transaction"); entry8.setValues("Share Draft Printing" , "Varies by Style" , "Initial box of JHFCU style free. One box of JHFCU style checks free per calendar year with direct deposit (DD). Note the following will be an additional charge: Logos - $3.99 + tax Premium lettering, monograms, and accents - $1.99 + tax."); addObject(entry8); var entry9 = new Entry(); entry9.setValues("Penalties for Early Withdrawals"); entry9.setValues("Service" , "Fee" , "Additional Notes"); entry9.setValues("Holiday Club Account" , "$10.00" , "Account may be close for excessive withdrawals"); entry9.setValues("Education Savings Account" , "1 free per quarter after initial term elected" , "Otherwise $10.00 penalty for withdrawals made before the end of the agreed term (3 to 5 years), or after 1 free per quarter after initial term"); addObject(entry9); var entry10 = new Entry(); entry10.setValues("ATM and Visa Check Card (Note: Most ATM fees incurred will be debited from Share Savings Account. Inquiry fees will be debited from account on which inquiry was made.)"); entry10.setValues("Service" , "Fee" , "Additional Notes"); entry10.setValues("ATM and Visa Check Card Monthly Service Fee" , "Free" , ""); entry10.setValues("Extra ATM Withdrawal Fee" , "$1.50/1.75" , "$1.50 each after 10 withdrawals per month with direct deposit, or $1.75 after 2 withdrawals per month without direct deposit"); entry10.setValues("ATM Point of Sale (POS) and VISA Debit Transactions" , "Free" , "Unlimited"); entry10.setValues("Foreign Visa Transactions" , "1%" , "Foreign Exchange Fee"); entry10.setValues("Non-JHFCU Card Withdrawal at JHFCU ATM" , "$2.00" , "per withdrawal"); entry10.setValues("Replacement Card Fee" , "$15.00" , "Each "); entry10.setValues("Rejected Transaction Fee" , "$0.50" , "Each "); entry10.setValues("Empty Envelope Deposit Fee" , "$99.00" , "Each "); entry10.setValues("ATM Balance Inquiry Fee" , "Free" , "(Balance also available free of charge via TeleBranch 24 and the Internet Branch)"); addObject(entry10); var entry11 = new Entry(); addObject(entry11); var entry12 = new Entry(); addObject(entry12); var entry13 = new Entry(); entry13.setValues("Rates are effective September 1, 2010*."); addObject(entry13); var entry14 = new Entry(); entry14.setValues("Rates Are Effective September 1, 2010."); addObject(entry14); var entry15 = new Entry(); entry15.setValues("Vehicle Loan Rates APR**"); entry15.setValues("Type of Loan" , "less than 60 Months" , "60 Months" , "72 Months" , "84 Months"); entry15.setValues("Minimum Amount" , "$3,000" , "$10,000" , "$20,000" , "$35,000"); entry15.setValues("New Cars" , "3.99%*" , "3.99%*" , "3.99%*", "4.99%*"); entry15.setValues("Used Cars" , "3.99%*" , "3.99%*" , "3.99%*", "4.99%*"); addObject(entry15); var entry16 = new Entry(); entry16.setValues("Other Loans"); entry16.setValues("Type of Loan" , "APR*"); entry16.setValues("Other Vehicles**" , "7.25%"); entry16.setValues("First Mortgages" , "Please contact Financial Security Consultants at 410-823-3300 for current rates."); entry16.setValues("Golden ARM" , "Adjusted to market daily (Prime Rate minus 2.00%; floor rate is 4.00%)"); entry16.setValues("Home Equity Line (80% LTV)†" , "As low as 4.50% (Prime minus 1.50%; floor rate is 4.50%)"); entry16.setValues("Home Equity Line (90% LTV)†" , "As low as 6.00% (Prime Rate; floor rate is 6.00%)"); entry16.setValues("Jumbo Home Equity Line ($150K or more, 80% LTV)†" , "As low as 5.50% (Prime Rate minus .50%; floor rate is 5.50%)"); entry16.setValues("Home Equity-Fixed (10 yr 80% LTV)†" , "As low as 6.00% (Prime Rate; floor rate is 6.00%)"); entry16.setValues("Home Equity-Fixed (10 yr 90% LTV)†" , "As low as 7.50% (Prime Rate plus 1.5%; floor rate is 7.50%)"); entry16.setValues("Jumbo Fixed Home-Equity ($150K or more, 10 yr., 80% LTV)†" , "As low as 7.00% (Prime Rate plus 1%; floor rate is 7.00%)"); entry16.setValues("Home Improvement ($2,000 to 4,999)†" , "7.50%"); entry16.setValues("Share Secured**" , "2.70% - tied to Share Savings"); entry16.setValues("Signature**" , "9.50%"); entry16.setValues("Education**" , "7.50%"); entry16.setValues("Computer Loans**" , "7.50%"); entry16.setValues("Loanmaker Line of Credit***" , "11.25%"); addObject(entry16);